It cost you nothing to sell and be released from mortgage liability permanently. Save and rebuild your credit! Get a $3000 “move-out assistance” check at the close of escrow or possibly more!
A short sale is the best way to liquidate a property that is underwater (Where the loan balance is higher than the current fair market value of the home). It is far better than if you do nothing and are foreclosed upon. During the short sale process, you will be able to remain living in your home without paying the mortgage or paying any selling fees such as: Real estate commissions, escrow fees or title fees. In most cases, you don’t pay any closing costs in a short sale. Our objective is for you to receive a short sale approval letter with its conditions as soon as possible from the lender after we submit your application for approval.
Short sales are technical in its process and may require substantial paperwork. Be ready to provide complete financial information and sign disclosure & authorization forms provided by us in your short sale packet. The most ablest professional negotiators and short sale packagers have a background in loss mitigation, loan processing and real estate sales for at least the past six years. Short sales; Is the fine art of packaging the seller’s (borrower) financial application for approval from the short sale lender’s loss mitigator and simultaneously marketing/selling on the open market to include local MLS, website, internet, and syndication of real estate search engines for an offer acceptable to the short sale lender.
Transparency is key. We educate and update all parties on a regular basis from start to finish. We employ a realistic time frame, based on the lenders performance and track record, with the goal of obtaining a short sale approval letter in thirty days from date of submitting the short sale package. Most lenders provide sellers, who are short selling their home, with the HAFA program (Home Affordability Foreclosure Alternative) if qualified, a $3,000 “move-out assistance” check at the close of escrow.
Because negotiating with the loss mitigator, the seller’s credit and release of loan liability hangs in the balance, we take the responsibility very seriously. We come alongside the home owner/seller removing the burden form their shoulders in dealing with the bank and selling the property. Having done short sales for the last six years, we guide you through the maze of uncertainty and complexities, negotiating, advocating and exclusively protect your interest in the process. The best part, if our analysis reflects a short sale is your best option, our services are at no charge to you!
Questions? Contact us for an appointment to complete your short sales packet we provide. Available nights and week-ends. 858-492-9262.