San Diego Homes & Mortgages, Homedreams, Grace & Company and Frans VanLeeuwen

Frans VanLeeuwen has been in the real estate and mortgage industry in San Diego for over 30 years. He is the Principal Broker and President of a small boutique company which serves a limited number of clients at a time. His team provides amazing and diverse services to his clients.

We serve all of San Diego County coastal and inland communities., Grace & Company Real Estate and Mortgage Services, are part of VanLeeuwen, Pye & Associates, Inc . His wife, Christine, serves as Administrator and Vice-president for the firm. He is also assisted by Courtland Young, BRE Lic # 001468400.  Frans is California licensed Broker, both by the Bureau of Real Estate (#01080865) as a Broker and Corporate Officer, and the Nationwide Mortgage Loan System (NMLS #302272) and closed over 895 million dollars in mortgage loan and real estate transactions during his career.

Frans was formally trained as a mortgage banking loan officer and in 1984 co-founded a  mortgage brokerage firm.  He and his wife started Grace & Company in 1987 to assist his loan clients with real estate services. was created to provide Frans’ clients a convenient way to search homes on line, using the latest IDX technology in the industry. His firm provides one-stop services for consulting and exclusive representation in real estate, mortgage origination, and property management. During the mortgage meltdown starting in 2007 he provided aggressive client advocacy in loss mitigation as well as strategic defaults for non-financial hardship clients.

Frans is very familiar with all types of real estate and financing, and knows the unique nuances of individual neighborhoods and communities, and the ideal places to live in San Diego. He knows mortgage underwriting for Conventional FNMA, FHLMC, FHA, Construction 203K, VA, Jumbo and Non-Conforming financing as well as (HECM) Reverse Mortgages, HELOC, and Fractional Shared Equity Loan Programs. He has sold commercial, apartments and pre-developed parcels, but mostly lists/sells single family residential homes and originate mortgage financing in San Diego County.  He has developed relationships with wholesale lenders and loan servicing entities, is very familiar with short sales and bank owned properties (REO’S).  His team provides professional advocacy for distressed home owners seeking Forbearance Agreements, reduction in mortgage payments (Permanent Loan Modification) due to financial hardship using the HAMP Federal programs.  He knows how to assist home owners in avoiding foreclosure and negotiating with Loss Mitigators of servicing lenders  with HAFA Federal programs. Currently using the HARP 2 Federal refinance program, available to home owners with underwater mortgages. He is very adept in assisting first time homebuyers, the move-up buyer,  the second home or vacation buyer and the investor buyer for flip or long term rental.  He also provides property/project management services for his clients.

Frans just completed building a custom detached home for investment. A 3 bedroom 3 bath home with 2 car garage, fully leased at completion. He assists clients with his list of experienced contractors to build, repair, maintain or improve their home. This is valuable information for the home owner, investor or home buyer needing fair, reasonable, and timely services.

Babyboomers who are now in their retirement years, combined with shortage of housing and affordability in San Diego, Frans and his team are available to guide Seniors and their families in providing resources to Age-In-Place, increase their Retirement Income from their home, or how to build a Granny Flat (ADU), and or if need be to assist in downsizing and selling their home. Frans and Courtland are trained and both Certified (SRES) as Senior Real Estate Specialists.

His lifestyle is around his faith, family and friends. He is married to his  high school sweetheart.  Frans loves the water, body boarding, sailing, kayaking, outrigger paddling, biking, traveling and finding great hole-in-the wall places to eat.He loves his family and work and is passionate in serving client needs.

You can reach Frans or Courtland by clicking here: contact us for further information about how we can best assist you.

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