Mortgage Relief Advocate
- FREE CONSULTATION -
WHAT WE DO - WE REDUCE OR STOP YOUR MORTGAGE PAYMENT AND RELEASE YOU FROM YOUR MORTGAGE LOAN LIABILITY - NO FORECLOSURE ON YOUR CREDIT REPORT, REBUILD YOUR CREDIT SCORES - END THE FORECLOSURE NIGHTMARE.
(1) WE DO LOAN MODIFICATION - WE ANALYZE YOUR FINANCIAL SITUATION AND IF YOU QUALIFY, WE KNOW HOW TO NEGOTIATE WITH YOUR MORTGAGE LENDER FOR REDUCING YOUR MONTHLY PAYMENT, AND/OR LOAN AMOUNT, AND/OR OBTAIN MORE FAVORABLE TERMS (SUCH AS CONVERTING ADJUSTABLE INTO FIXED).
(2) LOSS MITIGATION - ARRANGE TO BE RELEASED FROM YOUR MORTGAGE LOAN OBLIGATION ENTIRELY, BY SELLING YOUR HOME THROUGH A "SHORT SALE" PROCESS. A SHORT SALE IS WHERE THE HOME IS SOLD FOR LESS THAN THE CURRENT LOAN BALANCE PLUS COST TO SELL.
WE ARE EXPERIENCED IN MITIGATING YOUR MORTGAGE PAYMENT. WE UNDERSTAND THE MORTGAGE SERVICING PROCESS, THE BANKS PROCEDURES AND PROTOCALS REGARDING NEGOTIATING ON THE HOMEOWNERS BEHALF FOR MORTGAGE RELIEF. WE WORK WITH MORTGAGE BANKS ON A DAILY BASIS.
SOME RECENT EXAMPLES:
1) CLIENT BUSINESS INCOME COULD NOT SUPPORT THE MORTGAGE PAYMENTS AND YET THEY WERE NEVER LATE ON THE MORTGAGE: NEGOTIATED WITH THEIR SECOND TRUST DEED LENDER TO REDUCE THEIR $225,000 SECOND TD TO A ZERO INTEREST $20,000 PERSONAL LOAN, A SAVINGS OF $205,000 FROM THE ORIGINAL BALANCE. HOME WAS SOLD AND THEIR CREDIT SCORES FROM ALL THREE CREDIT AGENCIES SHOW MINIMAL EFFECT FROM THEIR 720+ SCORE.
2) CLIENT HOME LOAN RECAST TO A HIGHER PAYMENT WHICH SHE COULD NOT AFFORD AS SINGLE MOM WITH THREE KIDS. NEGOTIATED FOR HER LENDER TO ACCEPT A $145,000 LOSS ON THEIR PRINCIPAL BALANCE.
3) CLIENT VACATION HOME IN ARIZONA LOST $108,000 IN VALUE. BOTH CLIENTS WERE WORKING AND THEIR ASSETS EXCEEDED THEIR LIABILITIES. SUCCESSFULLY NEGOTIATED A SHORT SALE ACCEPTABLE TO THE SERVICING LENDER AND THE SELLERS.
WE ARE EXPERIENCED REAL ESTATE MORTGAGE EXPERTS. CALLS ARE CONFIDENTIAL. 858-492-9262. LEAVE YOUR NAME, NUMBER AND A MESSAGE, ALL CALLS RETURNED PROMPTLY.
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